Roslyn McDowell NOTICE OF SALE UNDER POWER STATE OF GEORGIA HALL COUNTY WHEREAS, Roslyn McDowell, as borrower(s), executed a SECURITY DEED to Mortgage Electronic Registration Systems, Inc. as grantee, as nominee for MetLife Home Loans, a Division of MetLife Bank, N.A., Lender which was dated 10/9/2009, and recorded on 10/19/2009, in Instrument No.: , Deed Book 6622, Page 65-74, securing the payment of a Note in the amount of $58,913.00 in Hall County, Georgia Register of Deeds. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Security Deed by the Holder, and by virtue of the power of sale and authority vested in it, will on 4/7/2026 sell at public outcry to the highest bidder for cash In the Hall County Board of Commissioners meeting room on the 2nd floor of the Hall County Government Center located at 2875 Browns Bridge Road, Gainesville, Georgia of Hall, the following described property situated in Hall County, Georgia, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE TADMORE (GMD 268) DISTRICT OF HALL COUNTY, GEORGIA, BEING LOT 21 OF WILD FERN SUBDIVISION ACCORDING TO A PLAT OF SURVEY PREPARED BY LARRY J. SIGMAN AND MERIDA DAMONS SIGMAN BY HENRY BAILEY, REGISTERED LAND SURVEYOR, DATED APRIL 23, 1985, RECORDED IN PLAT BOOK 102, PAGE 129, OF THE HALL COUNTY, GEORGIA PLAT RECORDS AND WHICH SAID PLAT IS HEREBY INCORPORATED BY REFERENCE AND MADE A ART OF THIS DESCRIPTION THIS CONVEYANCE IS SUBJECT TO ALL EASEMENTS, COVENANTS AND RESTRICTIONS OF RECORD. Tax Parcel ID: 15032C002021 Being real property commonly known as 2322 FERN DR GAINESVILLE, GA 30507 The debt remaining in default, this sale will be made for the purpose of paying the debt and all expenses of this sale including attorney's fees (notice of intent to collect attorney's fees having been given). Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property; and any outstanding taxes, assessments and other liens superior to the security deed being foreclosed hereby. To the best knowledge and belief of the undersigned, the above-described property is in the possession of the borrower and/or other persons with the consent and acquiescence of the borrower. Except to the extent that the Holder may bind and obligate Mortgagors to warrant title to the Property under the terms of the Security Deed, conveyance of the Property shall be made without any representations or warranties whatsoever, express or implied. All sales are "as is", "where is'. The entire purchase price is due and payable at the conclusion of the auction in the form of certified funds. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser. This property is being sold with express reservation that the sale is subject to confirmation by lender or Substitute Trustee. Pursuant to O.C.G.A. SS 44-14-162.2, the name, address and telephone number of the person or entity who shall have full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Carrington Mortgage Services, LLC, 500 N. State College Blvd., Suite 1300 Orange, CA 92868 , Telephone No.: 800-561-4567 The foregoing notwithstanding, nothing in O.C.G.A. SS 44-14-162.2 shall be construed to require Carrington Mortgage Services, LLC to negotiate, amend, or modify the terms of the Security Deed described herein. Carrington Mortgage Services, LLC as Attorney in Fact for Roslyn McDowell Attorney Contact: Miller, George & Suggs, PLLC 3000 Langford Road, Building 100 Peachtree Corners, GA 30071 Phone: 404-793-1447 Fax: 404-738-1558 TS # 25-38082 THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 155959 1/21, 28, 2/4, 11, 18, 25, 3/4, 11, 18, 25, 4/1