Alfred STATE OF GEORGIA COUNTY OF HALL NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained with that certain Security Deed dated April 18, 2022, from Priyanthan V. Alfred and Lilly Alfred to Mortgage Electronic Registration Systems, Inc., as nominee for Everett Financial, Inc. dba Supreme Lending, recorded on April 20, 2022 in Deed Book 9107 at Page 704, Hall County, Georgia records, having been last sold, assigned, transferred and conveyed to FLAGSTAR BANK, N.A., by Assignment and said Security Deed having been given to secure a note dated April 18, 2022, in the amount of $380,000.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Hall County, Georgia, on May 7, 2024 the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 30 AND 31 OF THE 8TH LAND DISTRICT, CITY OF GAINESVILLE, HALL COUNTY, GEORGIA, BEING LOT 31, ACCORDING TO A FINAL PLAT FOR MUNDY MILL POD D, FINAL PLAT PREPARED BY CLARK DESIGN GROUP FOR MUNDY MILL DEVELOPMENT, LLC. SAID PLAT BEING RECORDED AT PLAT BOOK 857, PAGES 163-168, HALL COUNTY, GEORGIA PLAT RECORDS. REFERENCE TO SAID PLAT IS HEREBY MADE AND SAID PLAT IS INCORPORATED HEREIN FOR A MORE FULL AND COMPLETE DESCRIPTION OF SAID PROPERTY. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property are Priyanthan V. Alfred and Lilly Alfred. The property, being commonly known as 4748 Lost Creek Dr, Gainesville, GA 30504, in Hall County, will be sold as the property of Priyanthan V. Alfred and Lilly Alfred, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.SS 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above-described mortgage is as follows: Flagstar Bank, 5151 Corporate Dr., Troy, MI 48098-2639, 1877-356-0973. The foregoing notwithstanding, nothing in O.C.G.A. SS 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for FLAGSTAR BANK, N.A., as Attorney in Fact for Priyanthan V. Alfred and Lilly Alfred 100 Galleria Parkway, Suite 1000 Atlanta, GA 30339 Phone: (770) 373-4242 By: Brian K. Widener For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. - 24-005645 132984 3/27, 4/3, 4/10, 4/17, 4/24, 5/1